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MNP Debt Blog

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Start saving now for Christmas 2022

It’s never too early to start saving for Christmas spending. The sooner you include this in your monthly budget, the easier it will be to manage those upcoming expenses and start the following year off without any additional debt.

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Credit cards can be a valuable tool for personal finance. If you can control the spending, and pay off the balances regularly there are no issues. But it’s easy for credit card spending to get out of control. Before you start cutting that plastic...

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Just out of high school? Build your first adult budget.

Creating strong budget habits early in adult life is essential to building a pathway to financial independence. To start, you will need to learn to create a budget.

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Everything you need to know about life after Bankruptcy

Moving forward from Bankruptcy and making the most out of your financial fresh start.

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Five tips on how to get your finances back on track after the holidays

The New Year always brings the promise of a fresh start.

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COVID-19 Rule Changes Now Allow for Virtual Bankruptcies and Consumer Proposals

Canadians are facing a lot of uncertainty right now. With a sudden economic downturn and many businesses shuttered due to social distancing measures, millions have found themselves out of work and unable to pay their debts.

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Can you buy a vehicle when you’re in Bankruptcy?

Provided under the Bankruptcy and Insolvency Act, Bankruptcy law aims to balance your need for a financial fresh start with your creditors’ right to recover a portion of the money they’re owed.

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What happens if I owe the CRA a lot of money?

Owing a large amount of money to the CRA can feel overwhelming. There are options available to help you achieve a fresh financial start.

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The COVID-19 pandemic has shut down businesses, ravaged the global economy and caused significant job losses across the country.

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Do you have student loans that were not erased by a bankruptcy or consumer proposal? Most likely, you filed before you had been out of school for seven years.

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