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How long does a third time bankruptcy last in Saskatchewan?
Read More arrow_forwardWhat happens if you win an ICBC settlement after a proposal is started?
Read More arrow_forwardWhat Happens If You Retire Before Your Debts Have Retired?
13/08/2015
Linda Paul
Debt Solutions
Recent headlines indicate that more and more senior citizens are heading into retirement while still in debt. According to credit reporting agency reports, the average debt for consumers aged 65 and older has seen the largest year-over-year increase for...
Read More arrow_forwardThis is a question that as Trustees we get asked a lot. The question you need to ask yourself is – “Did I co-sign or endorse” my partner’s debt?”
Read More arrow_forwardWhat Happens If My Credit Cards Are Frozen
12/02/2016
Ian Schofield
Credit Counselling
Credit cards have seemingly become a staple to today’s consumer. Many credit card companies offer points or rewards systems as an incentive to sign up. Major credit cards are accepted by nearly every retail outlet, restaurant, service provider and...
Read More arrow_forwardWhat Happens If I Dont Fulfill My Duties During A Bankruptcy?
24/05/2016
Mary Plahouras
Bankruptcy
What exactly are your duties during a bankruptcy and what happens if you can’t keep up with them? Both very good questions!
Read More arrow_forwardThat is a question that we get a lot as Trustees. Every situation is different but generally speaking, the answer is a three-step process.
Read More arrow_forwardI have alot of debt, that I am unable to pay, what happens if I don't declare bankruptcy? I have no money to file for bankruptcy?
Read More arrow_forwardWhat Is A Voluntary Deposit
02/08/2017
Bankruptcy
Consumer Proposal
Voluntary deposit is a judicial process used in Québec to restructure a debt repayment. It is legislated in the Québec Code of Civil Procedure.
Read More arrow_forwardWhat To Do When You Are An Unhappy Creditor In A Bankruptcy
22/09/2016
Ian Schofield
Bankruptcy
The purpose of this article is to give you some idea of what your rights are in a bankruptcy when you are a creditor and aren’t satisfied with some aspect of the process.
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